Privacy Policy

Your privacy is important to us. Learn how we protect your data in Zambia.

Bank-Level Security

Privacy at a Glance

Key Points:

  • We never sell your personal data to third parties
  • Your payment information is encrypted and secure
  • You control what information you share
  • We comply with Zambian data protection laws

This Privacy Policy explains how Marketly Zambia ("we", "us", "our") collects, uses, and protects your personal information when you use our platform.

1 Information We Collect

1.1 Information You Provide

When you use Marketly, we collect information you provide directly:

Information Type Purpose Required
Name & Email Account creation and communication Yes
Phone Number Mobile money payments and security For sellers
Payment Details Processing transactions When making purchases
Digital Products Platform functionality For sellers

1.2 Automatically Collected Information

We automatically collect certain information when you use our platform:

  • Device Information: Browser type, operating system, device type
  • Usage Data: Pages visited, time spent, features used
  • Location Data: General location (city/country level) based on IP address
  • Cookies: Small data files that improve your experience

1.3 Information from Third Parties

We may receive information from:

  • Payment processors (Airtel Money, MTN Mobile Money)
  • Social media platforms (if you connect your account)
  • Analytics providers (Google Analytics)

2 How We Use Your Information

We use your information for the following purposes:

Service Operation

To provide, maintain, and improve our platform services

Payment Processing

To process transactions and send payouts to sellers

Security & Safety

To detect and prevent fraud, abuse, and illegal activities

Communications

To send service updates, security alerts, and support messages

Legal Basis for Processing

We process your information based on:

  • Contract: To fulfill our agreement with you
  • Consent: When you opt-in for specific purposes
  • Legal Obligation: To comply with Zambian laws
  • Legitimate Interests: To improve our services and security

3 Data Sharing & Disclosure

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

3.1 When We Share Information

We may share your information in the following circumstances:

Recipient Purpose Information Shared
Payment Processors Transaction processing Name, email, payment amount
Sellers/Buyers Platform functionality Limited info for transactions
Legal Authorities Legal compliance As required by Zambian law
Service Providers Platform operation Technical data only

3.2 International Transfers

Your data is primarily stored and processed in Zambia. When we use international service providers, we ensure they provide adequate data protection.

4 Data Security

4.1 Security Measures

We implement industry-standard security measures to protect your data:

End-to-End Encryption

Regular Security Audits

Access Controls

4.2 Payment Security

We use PCI-DSS compliant payment processors. Your full payment details are never stored on our servers.

4.3 Your Role in Security

You also play a role in protecting your information:

  • Use strong, unique passwords
  • Enable two-factor authentication if available
  • Keep your login credentials confidential
  • Log out after using shared devices

5 Your Privacy Rights

Under Zambian data protection laws, you have the following rights:

Right to Access

You can request a copy of the personal data we hold about you.

Right to Correction

You can request correction of inaccurate or incomplete data.

Right to Deletion

You can request deletion of your personal data under certain conditions.

Right to Object

You can object to certain types of processing.

Exercising Your Rights

To exercise your rights, contact us at privacy@marketly.zm. We will respond within 30 days.

6 Cookies & Tracking Technologies

6.1 What Are Cookies?

Cookies are small text files stored on your device that help us improve your experience.

6.2 Types of Cookies We Use

Cookie Type Purpose Duration
Essential Cookies Basic site functionality Session
Preference Cookies Remember your settings 1 year
Analytics Cookies Understand how you use our site 2 years
Marketing Cookies Show relevant ads (with consent) 90 days

6.3 Cookie Management

You can control cookies through your browser settings. However, disabling essential cookies may affect site functionality.

7 Children's Privacy

Our Services are not directed to children under 18 years of age. We do not knowingly collect personal information from children under 18.

If you believe we have collected information from a child under 18, please contact us immediately at privacy@marketly.zm so we can take appropriate action.

8 Changes to This Policy

8.1 Policy Updates

We may update this Privacy Policy from time to time. We will notify you of significant changes by:

  • Posting the new Privacy Policy on this page
  • Sending an email notification
  • Displaying a notice on our platform

8.2 Review Date

This Privacy Policy was last updated on January 22, 2026.

Contact Information

If you have questions about this Privacy Policy or our data practices, contact us:

  • Email: privacy@marketly.zm
  • Phone: +260 976 920 866
  • Address: Plot 123, Great East Road, Lusaka, Zambia

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